Eligible to apply for an Education Loan: Indian resident, between 16 and 35 years of age. Co-applicant is mandatory for all full-time programs ID Card, Aadhaar Card issued by UIDAI, PAN (Permanent Account Number) Card (along with any of the above-mentioned documents) or Form 60, One Passport Size Photograph, Agri Allied Occupation Documentation (in case of bullet repayment for agriculture customers)